Whether Blue Cross Blue Shield (BCBS) covers hearing aids depends on several factors, including:
Your specific BCBS plan: Different BCBS plans have different coverage for hearing aids. Some plans may cover hearing aids entirely, while others may only cover a portion of the cost or not cover them at all.
Your age: Most BCBS plans only cover hearing aids for adults 65 years of age and older. However, some plans may cover hearing aids for children if they have a diagnosed hearing loss.
The reason for your hearing loss: Some BCBS plans may only cover hearing aids if your hearing loss is caused by a medical condition.
Here are some general guidelines:
- Medicare Supplement plans: Many BCBS Medicare Supplement plans cover hearing aids. They typically cover two hearing aids per year, with a maximum benefit of $2,000.
- Individual and family plans: Coverage for hearing aids varies depending on the specific plan. Some plans may cover hearing aids, while others may not.
- Employer-sponsored plans: Coverage for hearing aids varies depending on the plan offered by your employer.
Here are some ways to find out if your specific BCBS plan covers hearing aids:
- Check your plan documents: Your plan documents will outline what is and is not covered by your plan.
- Contact your BCBS customer service: You can call the customer service number on the back of your insurance card to ask about hearing aid coverage.
- Use the BCBS website: You can log in to your BCBS account on the company’s website to check your plan details and see if hearing aids are covered.
Additionally, here are some resources that may be helpful:
