Whether Blue Cross covers hearing aids depends on several factors, including:
- Your specific Blue Cross plan: Different Blue Cross plans have different coverage for hearing aids. Some plans may cover hearing aids entirely, while others may only cover a portion of the cost or not cover them at all.
- Your age: Most Blue Cross plans only cover hearing aids for adults 65 years of age and older. However, some plans may cover hearing aids for children if they have a diagnosed hearing loss.
- The reason for your hearing loss: Some Blue Cross plans may only cover hearing aids if your hearing loss is caused by a medical condition.
Here are some general guidelines:
- Medicare Supplement plans: Many Blue Cross Medicare Supplement plans cover hearing aids. They typically cover two hearing aids per year, with a maximum benefit of $2,000.
- Individual and family plans: Coverage for hearing aids varies depending on the specific plan. Some plans may cover hearing aids, while others may not.
- Employer-sponsored plans: Coverage for hearing aids varies depending on the plan offered by your employer.
Here are some tips for finding out if your Blue Cross plan covers hearing aids:
- Check your plan documents: Your plan documents will outline what is and is not covered by your plan.
- Contact your Blue Cross customer service: You can call the customer service number on the back of your insurance card to ask about hearing aid coverage.
- Use the Blue Cross website: You can log in to your Blue Cross account on the company’s website to check your plan details and see if hearing aids are covered.
